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Have you explored Premium Deposit Accounts (PDA)? An account like this works well for clients with a lump sum of money who want to invest it for supplemental retirement income and a tax-free death benefit. If an annuity isn’t the right solution for them, their next option could be a Premium Deposit Account.

One day, your clients will face the question: is now the right time to retire? Here’s how you can help them determine if they are truly ready.

October is Breast Cancer Awareness Month. And here at Brokers Alliance, we believe in raising awareness around this disease, which indirectly or directly affects virtually every American at some point. Continue reading for harrowing statistics, tips for early detection, and information on the intersection of life insurance coverage and breast cancer treatment.

The holidays are rapidly approaching. Yikes! That’s why the fourth quarter is the time to ramp up your business and start selling like a maniac.

Permanent life insurance, annuities, long term care, and social security can all seem complicated and overwhelming to new prospects shopping for coverage. That’s why we provide consumer presentations that help to simplify these concepts and allow your prospects to enter into a purchasing decision with confidence.

A general rule in the world of retirement finance assumes you need $1 million in your retirement account to generate an annual retirement income of $40,000. If you are not on track to have this when you retire, or you think you’ll need more than $40,000 per year to survive, here are some ways to generate additional retirement income.

Summer usually means slowing things down, taking it easy, and getting some R&R. Unfortunately, none of those things are money-makers. If you’re looking to boost your business this summer, we’ve compiled our TOP THREE products and concepts for the month of July!

This time of year, your clients are probably on a spring cleaning kick. They’re in the mood to refresh their homes, their cars, their workspaces...but what about their finances? That’s where you can step in and help them spruce up their current financial obligations.

In the July 2017 Life Update Show, we're covering one of the most competitive term products in the industry, a new GUL product paired with a sales concept to boot, and lastly a cash incentive that you won’t want to miss out on.

LifeBrain is a 21st Century Life Insurance Fulfillment Technology custom designed to make life insurance sales secure and simple.

Mascots give companies character. A mascot can give an otherwise serious business a fun and entertaining tint, making it more accessible and memorable to the average consumer. Here are a few of the ways a mascot can benefit your business.

It’s the first week of August, and you know what that means. In this month’s Annuity Update Show, we’re covering an alternative opportunity that will increase sales, a Post-DOL Guide that will keep your practice producing in this post DOL world, and a quick guide that will help you reach a bigger demographic.

If you have clients who own their own business, it’s fair to assume their business has increased in value in the past ten years. Unfortunately, the amount of years they need to work before retiring has increased, as well. This is an opportunity for you to reevaluate your client’s current Buy-Sell Agreement and help them update the policy to better fit their current and future needs.

That’s right. Life insurance isn’t just for high-earning desk workers. It’s for everybody whose life has quantifiable value to dependents or other members of society. If you are a stay-at-home parent, or you have clients who are stay-at-home parents, pay attention. This post was written just for you.

What do an IUL spreadsheet, a $5,000 vacation, and mobile apps have in common? Not much. But, be sure to watch our June 2018 Life Insurance Update Show to see how they can save you time and money!

Brooke Shields has partnered with Life Happens to help educate the public about the benefits of life insurance.

You're ready to get your name out there and build up your practice! But where do you start? How do you connect with the people that could benefit from your services?

The August 2018 Life Insurance Update Show is here! Whether you want to increase your prospects, offer amazing alternatives to traditional products, or level-up your commission opportunities, we have an option for you!

In a society that prizes youth, aging can be difficult to come to terms with. However, being a senior citizen has many financial advantages. We highlight 5 in the November 2nd #BABlog.

Although clients see retirement as the financial end-game, there are still certain exceptions where having a life insurance policy through retirement makes sense.

We are still offering a wide variety of holiday earning opportunities that you can take advantage of until the end of December 2018!

Since millennials have started coming of age as viable life insurance applicants, carriers have striven to to make products more appealing to members of this generation. Recent data released by MIB Group suggests carriers are finally making inroads.

Clients work hard to build the lives they are living. Owning their dream home, watching their children grow up, and enjoying their retirement are all aspects of life that clients look forward to in the future. But what happens when things don’t go according to plan?

A new study from LIMRA concluded that a majority of middle-class consumers are more afraid of serious injury or illness than losing money in an economic downturn. So, what do you present your client who has worries that a serious injury or illness will drain their savings?

Not all retirement advisors sell life insurance, but all retirement advisors can benefit from knowledge about life insurance products and the life insurance industry. The clearest advantage is the ability to answer investors’ questions about life insurance off the cuff.

Although clients see retirement as the financial end-game, there are still certain exceptions where having a life insurance policy through retirement makes sense.

Discover what multiple carriers offer for income riders and how they compare with each other.

Due to widespread misconceptions and a lack of general consumer understanding about life insurance products, millions of Americans who should have life insurance are living without it. To better understand the importance of having life insurance and the protection it provides, look at six consequences facing people who are not insured.

In the July 2017 Life Update Show, we're covering one of the most competitive term products in the industry, a new GUL product paired with a sales concept to boot, and lastly a cash incentive that you won’t want to miss out on.

Hiring Initiatives and growth recognized in the Fountain Hills Times

In a society that prizes youth, aging can be difficult to come to terms with. However, being a senior citizen has many financial advantages. We highlight 5 in the November 2nd #BABlog.

It’s the first week of August, and you know what that means. In this month’s Annuity Update Show, we’re covering an alternative opportunity that will increase sales, a Post-DOL Guide that will keep your practice producing in this post DOL world, and a quick guide that will help you reach a bigger demographic.

At Brokers Alliance, our goal is to be as helpful as possible. We seek to inform. We strive to educate. Because we love what we do and we are committed to helping the independent brokers and agents who work with us, we also enjoy great success.

One day, your clients will face the question: is now the right time to retire? Here’s how you can help them determine if they are truly ready.

When planning for retirement, consumers are primarily concerned with figuring out how much they need to invest in order to comfortably live out their post-work years. This is important, but it’s also necessary to consider laws that impact how much of your retirement money you’ll be able to retrieve and when.

At Brokers Alliance, we believe in the power of giving back to the community. In 2016, we’re proud to have donated to or volunteered with some 20 different non-profit organizations.

Millions of Americans donate to charitable organizations every year. Did you know that you can use your life insurance policy to make charitable donations? These types of donations often have tax benefits that make them even more appealing.

One of the ways in which Brokers Alliance engages with brokers through the release of educational videos produced in our very own studio. Our new series, Social Insights, focuses on products, services, and solutions that are timely and relevant. In this installment, we introduce Brokers Alliance’s Affluent Rescue program.

You’ve spent countless hours, year after year, working to build a good life and provide for your family. You deserve peace of mind, and so do your dependents.

Since millennials have started coming of age as viable life insurance applicants, carriers have striven to to make products more appealing to members of this generation. Recent data released by MIB Group suggests carriers are finally making inroads.

A new study from LIMRA concluded that a majority of middle-class consumers are more afraid of serious injury or illness than losing money in an economic downturn. So, what do you present your client who has worries that a serious injury or illness will drain their savings?

Not all retirement advisors sell life insurance, but all retirement advisors can benefit from knowledge about life insurance products and the life insurance industry. The clearest advantage is the ability to answer investors’ questions about life insurance off the cuff.

The holidays are rapidly approaching. Yikes! That’s why the fourth quarter is the time to ramp up your business and start selling like a maniac.

The greatest difference between a fixed annuity and a variable annuity is that the return on a fixed annuity is just that: fixed. If you invest in a fixed annuity, you are guaranteed to make back your investment plus a pre-determined rate of interest. With a variable annuity, you are guaranteed a minimum payment, but the return you get on your investment is dependent on the performance of the money market instruments in your annuity account.

If you are familiar with CDs, or certificates of deposit, then the concept of a fixed annuity should be fairly easy for you to understand. A fixed annuity works like a CD, but is generally higher yielding and is issued by an insurance company rather than a bank or credit union.