The Expense Draining Your Clients' Wallets

What could possibly be draining the wallets of your clients? Make no mistake, it’s paying for long term care and medical care. Even the savviest of savers have to safeguard themselves from this pesky expense. We think the best way to do so is to take advantage of life insurance products with living benefits. Products such as Safe Harbor Term which covers multiple medical scenarios that could otherwise bankrupt your clients.

• Terminal Illness - The Terminal Illness Rider gives your clients the option to accelerate a portion of their death benefit if they are diagnosed as terminally ill with a life expectancy of one year or less.

• Chronic Illness - The Chronic Illness rider gives your clients the option to accelerate a portion of their death benefit early if they are certified by a physician as being unable to perform at least two activities of daily living (bathing, continence, dressing, eating, toileting, transferring) or if they require substantial supervision due to severe cognitive impairment.

• Critical Illness - The Critical Illness rider gives your client the option to accelerate a portion of their death benefit if they are diagnosed with a heart attack, stroke, cancer, renal failure, major organ transplant or ALS.

Want to get contracted to sell Safe Harbor Term? Give us a call today at 800.290.7226 or visit SafeHarborTerm.com and we’ll get you started.